Disclaimer & Product Disclosure

🏗️ What MortgagePulse Is

MortgagePulse is a web design and software product. When you purchase MortgagePulse, you are purchasing a customized, branded webpage and supporting software tools — nothing more.

We build and host a professional dashboard webpage for licensed mortgage loan officers and brokers. The agent pays a one-time fee to receive a fully customized webpage displaying publicly available housing market data alongside their professional profile, NMLS disclosures, and contact information.

MortgagePulse is offered by MaxGio Digital, an independent digital software company located in Draper, Utah. We design, build, and host software tools for digital professionals.

            In plain terms: You are buying a professional webpage. We write the code. You fill in your information. You own and control the content on your page. We host it.
        

🚫 What MortgagePulse Is Not

MortgagePulse is not any of the following:

Not a mortgage lender. We do not originate, fund, or underwrite mortgage loans of any kind.
Not a mortgage broker. We do not take or process loan applications. We do not shop your application with lenders on your behalf.
Not a loan referral service. We do not refer consumers to lenders or loan officers in exchange for compensation. We do not collect or transmit loan inquiries to any lending institution.
Not a rate-quoting service. Any interest rate figures displayed on agent dashboards are publicly sourced market averages for informational and display purposes only. They are not mortgage rate quotes, lock commitments, or offers to lend.
Not a financial advisor. Nothing on this website or on any agent dashboard constitutes financial, investment, or mortgage advice.
Not a lead generator for lenders. We do not sell or share consumer contact information with any mortgage lender or financial institution.

💰 No Commissions. No Referral Fees. No Compensation from Lenders.

MaxGio Digital and MortgagePulse do not receive, accept, or solicit any commissions, referral fees, kickbacks, or compensation of any kind from any mortgage lender, broker, bank, credit union, title company, or any other party in connection with any mortgage transaction.

Our only source of revenue is the one-time software purchase fee paid directly by the licensed mortgage professional purchasing the product. We have no financial relationship with any lender or financial institution.

We comply fully with the Real Estate Settlement Procedures Act (RESPA), which prohibits kickbacks and unearned fees in connection with federally related mortgage transactions. We are not a settlement service provider under RESPA and we make no referrals of settlement services.

            We are paid only by you — the agent — for a software product. Period. No commissions. No referral fees. No lender relationships. No hidden compensation.
        

⚖️ Agent Responsibility for Page Content

When you purchase MortgagePulse, you receive a customized webpage that you populate with your own professional information. You are solely and entirely responsible for:

The accuracy of all information you enter into your dashboard, including your name, NMLS number(s), licensed states, company affiliation, contact information, and any custom disclosure text.
Ensuring that all content on your dashboard page complies with applicable federal and state laws, including but not limited to the SAFE Act, Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Telephone Consumer Protection Act (TCPA), and all applicable state mortgage advertising regulations.
Obtaining and maintaining any required state or federal licenses authorizing you to engage in mortgage loan origination activities in your jurisdiction(s).
Ensuring your NMLS number, company NMLS number, and state licensing information are current and accurately displayed.
Any custom disclosures, rate information, loan program descriptions, or other content you add to your page.
Complying with your employer's or company's marketing and compliance policies.

MortgagePulse provides an automated compliance checklist tool as a convenience feature only. This tool is not a substitute for review by a qualified compliance attorney, your company's compliance officer, or your state's mortgage regulatory authority. Its output does not constitute a legal opinion or a guarantee of regulatory compliance.

            You are the licensed professional. You are responsible for your page. If you are unsure whether your dashboard content complies with your state's advertising rules, consult your compliance officer or a licensed attorney before publishing.
        

📊 About Market Data Displayed on Dashboards

Agent dashboard pages may display publicly available housing market data sourced from third-party providers including the Federal Reserve FRED API, the Mortgage Bankers Association (MBA), and other public sources. This data is provided for informational and educational display purposes only.

Market data is not guaranteed to be accurate, current, or complete.
Data displayed is not a mortgage rate quote, loan commitment, or offer to extend credit.
MortgagePulse is not responsible for errors, delays, or interruptions in third-party data feeds.
No data displayed on any agent page should be relied upon as the basis for a financial or mortgage decision.

Consumers seeking mortgage rate information should contact a licensed mortgage professional directly for personalized, current rate information based on their individual credit profile, loan amount, property type, and other qualifying factors.

📬 Questions About This Disclosure

If you have questions about this disclaimer or about the nature of our product, please contact us before purchasing:

MaxGio Digital · Draper, Utah
Email: support@aiwaw.store
Website: aiwaw.store

Last updated: July 2026. This disclaimer is subject to change. The version in effect at the time of your purchase governs your transaction.